About Us


We appreciate your interest in Atlantic Stewardship Bank and if you are already a customer, we sincerely thank you for banking with us! The Bank was designed to tithe, or share, 10% of its profits annually with Christian and other local charities. If you are visiting us for the first time, we hope that you will establish an account with us after you get better acquainted with our Bank and mission.

Atlantic Stewardship Bank is a full-service commercial bank which was founded in 1985 with a specific purpose. The Bank was established to provide quality financial service to both businesses and individual consumers. In addition, the Bank was designed to tithe, or share, 10% of its profits annually with nonprofit, educational, charitable and/or evangelical religious organizations. Nonprofit organizations receiving a portion of the Bank’s earnings include; missions, schools and healthcare facilities. The Bank also offers strong support to civic groups located where the Bank maintains its branches. Arie Leegwater, former Chairman of the Board of Directors stated, "The concept of a bank giving away ten percent of profits each year is unusual. We at Atlantic Stewardship Bank have been truly blessed and we consider it a privilege to help these worthy Christian organizations that reach out to help so many."

The Bank was the concept of a great man, Paul Heerema, who worked diligently with a group of Christian businessmen in northern New Jersey to sell the concept to bank regulators, as well as the community. Their foresight arranged for the bank to incorporate the Biblical Old Testament concept of tithing or giving back 10% to the Lord, in the Bank's corporate by-laws. As a result, the Bank has been able to giveback over $10.1 million to nonprofit organizations since the program's inception. Additional information about the Bank's Tithing Program can be found at Tithing Program.

Many customers ask why the term Stewardship appears in the Bank's name. Stewardship is the act of managing another's property or finances in a conservative and trustworthy manner. We take this responsibility with the utmost sincerity and work diligently to provide a solid return to customers while safeguarding their funds. ASB is also known for its outstanding customer service. We welcome the opportunity to speak to all of our customers in person. Please feel free to call us 201-444-7100 or contact the Bank via email.

Additionally, we provide customers with many ways to access to their accounts including Online Banking, Mobile Banking, ATMs and the ASB App. Atlantic Stewardship Bank maintains its headquarters at 630 Godwin Avenue, Midland Park, New Jersey, 07432. The Bank’s branches are located in Bergen, Passaic and Morris counties in New Jersey. For more information about our locations and hours, click on Locations.

Further, the Bank offers a great line of lending products with localized decision-making. The lending program is designed to assist customers in northern New Jersey and surrounding markets. It is important that our lenders be familiar with the economy, trends and collateral in order to make appropriate lending decisions. Information about consumer products such as car loans, mortgages and home equities is available on our Lending pages. Information about our business products such as our Express Loan Approvals, business checking, savings, CDs and commercial loans is available on our Business Banking pages.

Your deposits at Atlantic Stewardship Bank are insured under the Federal Deposit Insurance Corporation (FDIC) insurance program. We are pleased to provide you with insurance information under FDIC. In September 1997, the Stewardship Financial Corporation and Holding Company was established. Atlantic Stewardship Bank is the sole subsidiary of the Stewardship Financial Corporation. Please click on the Stewardship Financial Corporation link to obtain additional information about the holding company and its stock.

We hope you have found Atlantic Stewardship Bank, its commitment to service and our unique Tithing Program to be of your interest. We welcome the opportunity to be of service to you; for as the bank grows, so does our ability to help others.

Paul Van Ostenbridge
President and
Chief Executive Officer

If you are interested in employment opportunities at the Atlantic Stewardship Bank, please click on Career Opportunities.

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Atlantic Stewardship Bank, the Atlantic Stewardship Bank logo, and Faithful to our customers are trademarks and/or registered trademarks of Atlantic Stewardship Bank. © 2016 Atlantic Stewardship Bank.

Sunday, October 21, 2018