About Us


A new way to save... introducing the L R A from A S B. A Money Market Account earning the Fed Funds Rate*

1.43% A P Y** Leading Rate Account

Flexibility and a competitive variable rate of return, earning the Fed Funds Rate

Creating more options for you. It's what we do.

*A S B's L R A Money Market Account earns the Fed Funds Rate. The A P Y may change at any time and A S B reserves the right to change the interest rate on your account accordingly. The interest rate on Tier 1 is the Effective Federal Funds Rate (E F F R). The E F F R is calculated as a volume-weighted median of overnight federal funds transactions reported in the F R 2 4 2 0 Report of Selected Money Market Rates. The New York Federal Reserve publishes the E F F R for the prior business day on the New York Federal Reserve's website at approximately 9:00 AM E S T. Business days are defined as any day of the work week other than holidays observed by the New York Fed. The Tier 1 interest rate will be changed with the prior day's E F F R. For example: On Tuesday, the New York Federal Reserve publishes Monday's E F F R. On Tuesday, Atlantic Stewardship bank will adjust the Tier 1 interest rate with Monday's E F F R, with an effective date of Tuesday. The Tier 1 Interest Rate, regardless of the E F F R, has an interest rate cap, or maximum, of 10.00%.

** Annual Percentage Yield (A P Y) effective as of 12/18/17. A S B's Leading Rate Account (L R A) is a variable rate money market account earning the Fed Funds Rate, not to exceed an interest rate of 10%. This account is restricted under Regulation D for Excessive Transactions; associated fees may apply. This is a tiered product with Tier 1: $0.01 - $250,000.00, directly earning the Fed Funds Rate. A S B may change the interest rate on this account at any time. Tier 2: $250,000.01 and higher, will be set at A S B's discretion with a blended A P Y. For example, Tier 2 blended A P Y may be from 1.43$ - 1.22% with an assumed balance of $300,000.00. Interest is compounded daily and credited monthly. The minimum to open this account is $0.01. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed Annual Percent Yield. If the daily balance falls below $250,000.00 any time during the statement cycle, a $25.00 Monthly Maintenance Fee will be applied. One account per Tax Identification Number. Available for personal and business accounts. This offer may be withdrawn at any time.


Business Lending Solutions

One size does not fit all - and our goal is to provide the right solution designed for you. We listen to your needs before recommending a financial solution... it's what we do!

  • Business Lines of Credit, Term Loans & Mortgages
  • Business Checking Accounts
  • Remote Deposit Capture
  • Cash Management Services

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Atlantic Stewardship Bank, the Atlantic Stewardship Bank logo, and Faithful to our customers are trademarks and/or registered trademarks of Atlantic Stewardship Bank. © 2016 Atlantic Stewardship Bank.

Monday, February 19, 2018