Smart Business Checking

Smart Business Checking is ideal for medium sized businesses with medium sized balances. This account is perfect for attorneys, accountants, doctors, dentists, contractors and tradesmen. Your monthly fees are determined by your balances and Atlantic Stewardship Bank account relationships.

Why Smart Business Checking?

  • Minimum balance1 of $25,000 in the account or $50,000 in combined average balances in ASB Business Deposit Accounts to avoid monthly maintenance fee
  • First 500 items are FREE each month, then $0.25 per item2
  • Gives you access to ASB Business Online Banking cash management services including wire transfers and ACH – FREE for the first 6 months3
  • Remote Deposit Capture - FREE for the first 6 months4
  • Use your Business Debit Card to easily access your funds
  • E-statements5
  • Check Buyback Program: bring in your business checks from your former bank within 60 days of account opening and we’ll give you a $100 credit towards your first order of ASB business checks.

How do I open a Smart Business Checking account?

  • It's easy! Come in to any Atlantic Stewardship Bank branch with tax documents (EIN paperwork or filed tax returns) AND  business ownership documentation.

1 Account will be charged a $15 maintenance fee if monthly requirement to avoid maintenance fee is not met. Combined averages balances must be within the same linked TIN. Waived for the first month and following three months.

2 Items include deposit tickets, deposited items  ACH debits and credits, general debits and credits and checks written.

3 After 6 months access fee for Basic plus wires $15 per month; Basic plus wires and ACH $21 per month. If balance is greater than $75,000, service remains free. Standard wire fees apply.

4After 6 months $50 per month or FREE with balance of $75,000 or greater. Business pays $15 for scanner. $.10 per item in excess of 100 per month for remote deposit capture deposit tickets and offsetting RDC items.

5Paper statements are available for a $5 monthly fee.


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Atlantic Stewardship Bank, the Atlantic Stewardship Bank logo, and Faithful to our customers are trademarks and/or registered trademarks of Atlantic Stewardship Bank. © 2016 Atlantic Stewardship Bank.

Sunday, October 21, 2018