Business

Commercial Loans

Atlantic Stewardship Bank understands the local business and financial environment. We offer a dedicated and well seasoned lending team along with a portfolio of flexible products for the commercial borrower.

The northern New Jersey business environment is as dynamic as it is diverse. Whether you require working capital, equipment or vehicle financing, long-term borrowing for business expansion, letters of credit, or a commercial mortgage, our experienced lending officers will work with you to guide you through our commercial loan products and develop a financing strategy that best suits the needs of your business.

Lines of Credit

Larger businesses often require greater amounts of working capital. Your Atlantic Stewardship lending officer will work with your management team to provide a facility to allow you to meet demand for your product or service.

Term Loans

Whether you are purchasing inventory, expanding or acquiring a business or purchasing equipment or vehicles, Atlantic Stewardship Bank offers flexible rates and terms to make borrowing comfortable for your business.

Commercial Mortgage Loans

With the help of your Atlantic Stewardship Bank loan officer, the experience of purchasing or refinancing commercial real estate will be a pleasant one. Rather than quote flat rates and terms, your loan officer will take the time to learn about your business and work with you to create a product which makes sense.

SBA 504 Loans

Atlantic Stewardship Bank participates in the U.S. Small Business Administration (SBA) 504 Loan Program. The 504 Loan Program allows qualified borrowers to put down as little as 10% when acquiring specified types of business purpose property.

Premier Lender of the New Jersey Economic Development Authority ("NJEDA")

Atlantic Stewardship Bank is a Premier Lender of the NJEDA. As such the Bank is able to offer its Clients additional low cost funding options (not available to other banks) with a streamlined approval process and faster turnaround time. The NJEDA is an ideal partner when considering fixed asset purchases or when there are other working capital needs. Borrowers may be eligible for up to 100% financing on real estate and up to 90% for equipment acquisition.

Small Business Lending

At ASB, we have the perfect solution for your short-term credit needs with local decision making so you can spend more time running your business. We want your lending experience to be simple, fast and easy; which is why we offer small business loans on balances of $250,000 or less with competitive pricing. Whether it is a line of credit or term loan; we've made the process quick and efficient to give you peace of mind when making financial decisions for your business.

To begin the application for a Small Business Loan, please click below on Apply Now.

Apply Now

What sets the Atlantic Stewardship Bank commercial lending division apart from other commercial banks?

Your Atlantic Stewardship loan officer is a professional banker dedicated to offering the highest level of customer service. This credo will be evident from your first contact through the closing of your loan. We believe in building a strong and mutually beneficial relationship and will consistently go above and beyond to make your banking experience a happy one. You may contact us through any one of our branch offices, by calling our main switchboard at (201) 444-7100 or 877-844-BANK toll free if out of immediate Midland Park area. Or, if you prefer, contact us via email.

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Friday, October 20, 2017