Rates

Consumer Loans

THE BANK'S LENDING PROGRAM IS DESIGNED TO ASSIST CUSTOMERS IN NORTHERN NEW JERSEY. It is important that our lenders be familiar with the economy, trends and collateral in order to make appropriate lending decisions. As a result, we regret that we are not able to entertain lending requests out of this market area.

Loan Rates

Current Interest Rates and Annual Percentage Rates (APR) are as of .

All Interest Rates are subject to change without notice

New & Used Automobile Loans (Fixed Rate)

+ Used model years: 2012 - 2017

(1)The Bank will require a $85.00 non-refundable filing fee at loan closing.

(2)Rates without automatic payment from an Atlantic Stewardship Bank checking account.

Subject to Credit Approval.


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Personal Loans (Fixed Rate)

* Rates without automatic payment from an Atlantic Stewardship Bank checking account.

Subject to Credit Approval.


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Ready Reserve Personal Overdraft Protection

A credit line to help avoid overdrafts on your personal checking account.

  • 18.00% APR
  • No rate discount is offered on this product
  • Avoid the embarrassing and expensive results of an overdraft.
  • Loan advances to your checking account are transferred in exact amounts when checks, ATM transactions or point-of-sale withdrawals are made in excess of account balances up to the credit line available.
  • Credit approval is required and interest charges will apply. Finance charge billed monthly.
  • Payments automatically deducted from your checking account on the due date (10 days following the statement date)
  • Monthly statements provided showing transfers, payments, and credits made to your account during the billing cycle.
  • A $5.00 transaction fee will be assessed for each advance.

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Atlantic Stewardship Bank, the Atlantic Stewardship Bank logo, and Faithful to our customers are trademarks and/or registered trademarks of Atlantic Stewardship Bank. © 2016 Atlantic Stewardship Bank.

Friday, October 20, 2017