Terms and Conditions

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Terms and Conditions

Your Acceptance of these Terms of Use - General

Atlantic Stewardship Bank requires all visitors to this website (the "Site") to follow the rules contained in these Terms of Use - General (hereinafter referred to as "General Terms"). By accessing any portion of the Site, you communicate your agreement and acceptance of these General Terms. If you do not agree with and accept these General Terms, do not access any portion of the Site.

See Separate Page with Terms of Use - Online Banking ("Online Banking Terms"). The General Terms set forth in this page are supplemented by additional rules called Terms of Use - Online Banking ("hereinafter sometimes referred to as Online Banking Terms") that apply only to the use of the Online Banking portion of the Site. The Online Banking portion of the Site can be accessed only by a previously registered Online Banking visitor who can supply a secret and unique password. These additional rules are set forth in the separate page entitled Terms of Use - Online Banking. In any situation where both the General Terms and the Online Banking Terms are applicable, the Online Banking Terms shall govern in the event there is any conflict, inconsistency or ambiguity between the two sets of Terms.

Copyright

Copyright in the text, screens, images, and web pages of the Site is owned by Atlantic Stewardship Bank. The Site as a whole and all information contained in the Site are protected by a compilation copyright owned by Atlantic Stewardship Bank. Expect as expressly permitted in these General Terms or otherwise in writing, no one is permitted to copy or republish any information found on the Site in any form, or to create any derivative works there from.

Subject to Change

The information and materials contained in the Site, including these General Terms and the Online Banking Terms, are subject to change at any time by posting notice in this Site or by giving notice to you personally at least 21 days before the effective date of the amendment. Prior notice need not be given where an immediate change in terms or conditions is necessary to maintain or restore the security of the system or account, or otherwise required immediately by law or applicable regulation.

However, if such a change is to be made permanent, we are required to provide written notice of the change to you on or with the next regularly scheduled periodic statement or within 30 days, unless disclosure would jeopardize the security of the system or account.

Investment Services

Investment services provided by any portion of this Site are not bank deposits or insured by the FDIC or any other entity, and are subject to investment risks, including possible loss of principal amount invested. Use of Email: You can use electronic mail (email) to contact us. Since email over the internet is not a secure method of communication, we recommend that you do not use email to send or request confidential information that has substantial value or potential for causing damage. If the need for inquiry is urgent, please telephone our Online Banking Division.

Submissions

Except to the extent set forth in the Privacy Statement or otherwise provided by law, all information submitted to Atlantic Stewardship Bank via this Site shall be deemed and remain the property of Atlantic Stewardship Bank, and Atlantic Stewardship Bank shall be entitled to use, for any purpose, any ideas, concepts or know-how or techniques contained in information provided by a visitor through this site.

Disclaimer of Warranty

The information and materials contained in the site or in any other location to which the user is connected by hyperlink, or which are calculated or determined with tools available through this site or a linked site, are provided "as is" and "as available". Atlantic Stewardship Bank does not investigate, verify, monitor or endorse such information and materials, does not warrant the accuracy, adequacy, completeness or functionality of the same, and expressly disclaims liability for errors or omissions in the same.

Atlantic Stewardship Bank hereby disclaims any other warranty, including without limitation, any express or implied warranty of merchantability, fitness for a particular purpose, non-infringement of third party rights, title, or freedom from computer virus, in connection with such information and materials in this site or to any other such location.

Limitation of Liability

In no event will Atlantic Stewardship Bank be liable for any damages, including without limitation, direct or indirect, special incidental or consequential damages, losses or expenses arising in connection with this site or use thereof or inability to use the same, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Atlantic Stewardship Bank or its representatives are advised of the possibility of such damages, losses or expenses.

New Jersey Governing Law, Jurisdiction and Venue

You agree that your use of this site shall be governed by New Jersey law and applicable Federal law, and further agree that jurisdiction and venue for the resolution of any disputes shall be located in the State of New Jersey.

Atlantic Stewardship Bank, the Atlantic Stewardship Bank logo, and Faithful to our customers are trademarks and/or registered trademarks of Atlantic Stewardship Bank. © 2016 Atlantic Stewardship Bank.

Monday, December 18, 2017