Business Checking

Business Freedom Checking

  • FREE for the first 3 years (no service or maintenance fees)
  • $100 credit towards your first business check order
  • Unlimited transactions per month
  • $0.00 minimum balance
  • Debit card available
  • Free online account access
  • Free online bill payment
  • Free online check image
  • PLUS free checking for your employees*

This offer is for new Business Freedom Checking Accounts only. ASB reserves the right to withdraw this offer at any time. This offer cannot be combined with any other offer.

*Free checking for employees is ASB Ideal Checking, no service fee for the first year. After one year from account opening date, if the daily balance drops below $50 during the statement cycle, a $10 service fee will be imposed.


Commercial Checking

  • Offered to sole proprietors, partnerships and corporations
  • Minimum deposit to open $100.
  • Check images are returned in monthly statement
  • Account monthly fee schedule:
Earnings credit applied against monthly service fees
Average BalanceCredit
The earnings credit reduces and sometimes eliminates the monthly service fees which are determined by the account activity as outlined below.
$0 - $499$0
$500 and overThe lesser of the 3 month Treasury Bill Rate less one half of one percent, or a maximum of four percent
ActivityFee Per Item
Service charge is incurred only when the activity charge exceeds the earnings credit for that month
Monthly Maintenance Statement $10.00
Check Paid $0.15
Deposit Ticket $0.25
Each Item Deposited $0.10

Business Advantage

  • Offered to sole proprietors, partnerships and corporations
  • Designed for small businesses with limited transactions - provided the benefits of traditional commercial checking without the traditional fee schedule
  • Minimum deposit to open $50
  • Monthly Service Fee:
    • Minimum Daily Balance Fee:

      $1 to $999 = $15
      $1,000 or more = $0

    • Deposit Tickets & Checks Paid:

      1-49 = No Fee
      50 or more = $0.15 each item

    • Deposited Items:

      1-99 = No Fee
      100 or more = $0.15 each item


Business NOW

  • Available to sole proprietorship and qualifying non-profit organizations
  • Interest rate is paid on collected balances, providing a $1,000. minimum balance is maintained in the account
  • A monthly service fee of $10 is assessed if the balance falls below $1,000.
  • Tiered interest rates based on account balance
  • Check Images are received with the monthly statement
  • No fee Online Banking including the ability to view check images and a MasterMoney Business Debit Card are available with this account