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History

We appreciate your interest in the Atlantic Stewardship Bank. If you are already a customer, we sincerely thank you for banking with us.... the bank was designed to Tithe, or share, ten percent of its profits annually with Christian charities. If you are visiting us for the first time, we hope that you will establish an account with us after you get better acquainted with our bank.

The Atlantic Stewardship Bank is a full service commercial bank which was founded in 1985 with a specific purpose. The bank was established to provide quality financial service to both businesses and individual consumers. In addition the bank was designed to Tithe, or share, ten percent of its profits annually with Christian charities. Non- profit organizations receiving a portion of the bank’s earnings include missions, schools, and healthcare facilities. The bank also offers strong support to civic groups located where the bank maintains its branches.

Arie Leegwater, Former Chairman of the Board of Directors stated, "the concept of a bank giving away ten percent of profits each year is unusual. We at the Atlantic Stewardship Bank have been truly blessed and we consider it a privilege to help these worthy Christian organizations that reach out to help so many."

The bank was the concept of a great man, Paul Heerema, who worked diligently with a group of Christian businessmen in northern New Jersey to sell the concept to bank regulators, as well as the community. Stewardship is the act of managing another's property or finances in a conservative and trustworthy manner. Their foresight arranged for the bank to incorporate the Biblical Old Testament concept of Tithing or giving back ten percent to the Lord, in the bank's corporate by-laws. As a result, the bank has been able to give $8 million to nonprofit organizations since the bank's inception. Additional information about the bank's Tithing program can be found at Tithing Program.

Many customers ask why the term Stewardship appears in the Bank's name. Stewardship is the act of managing another's property or finances in a conservative and trustworthy manner. We take this responsibility with the utmost sincerity and work diligently to provide a solid return to customers while safeguarding their funds.

The bank is also known for its outstanding customer service. We welcome the opportunity to speak to all of our customers in person. Please feel free to call 877-844-BANK or 201-444-7100. You also have the option to contact the Bank via email. We provide customers with many ways to access to their accounts including Online Banking, Mobile Banking, ATMs and the ASB App.

The Atlantic Stewardship Bank maintains its headquarters at 630 Godwin Avenue, Midland Park, New Jersey, 07432. The bank’s branches are located in Bergen, Passaic and Morris counties in New Jersey. For more information about our locations and hours, click on Locations.

In September 1997, the Stewardship Financial Corporation and Holding Company was established. The Atlantic Stewardship Bank is the sole subsidiary of the Stewardship Financial Corporation. Please click on the Stewardship Financial Corporation link to obtain additional information about the holding company and its stock.

The bank also offers a great line of lending products. The lending program is designed to assist customers in Northern New Jersey. It is important that our lenders be familiar with the economy, trends and collateral in order to make appropriate lending decisions. As a result, we regret that we are not able to entertain lending requests out of this market area. Information about consumer products such as car loans, mortgages, and home equities is available on our Lending pages. Information about our business products such as business checking, savings, CDs, and commercial loans is available on our Business Banking pages.

Your deposits at the Atlantic Stewardship Bank are insured under the Federal Deposit Insurance Corporation (FDIC) insurance program. We are pleased to provide you with insurance information under FDIC.

We hope you have found the Atlantic Stewardship Bank, its commitment to service and our unique Tithing Program to be of your interest. We welcome the opportunity to be of service to you; for as the bank grows, so does our ability to help others.